Why do car insurance companies look at your driving record?
I was told that all car insurance companies look at your driving record. Why is that?
“Your driving record, also known as a motor vehicle report, shows important information about you as a driver. Car insurance companies use this information to assess your risk level and adjust your rate accordingly.
Driving records contain:
- Tickets or citations
- Driving-related incidents that you’ve been involved in
- License suspension
- Points or demerits on your license
As a result, a clean driving record can often save you hundreds of dollars each year compared to someone with a poor driving record.
If you have an excellent driving record or even a poor one, the Jerry app lets you compare dozens of rates from top insurers. By going through these quotes, you can find a rate that’s in line with your coverage needs and budget.”
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