Why did my car insurance rates go up in California for my 2015 Lexus?

I went to renew my auto insurance policy. Even for state-minimum coverage, the price nearly tripled. Why did my rates go up in California for my 2015 Lexus?

Answer provided by
Eric Schad
Answered on Apr 23, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“Increasing car insurance rates is a fairly common practice for many companies. Their analytics department might have uncovered new data that found that more drivers in your area of California are uninsured, or that the incidence of accidents has increased.
If you got into an accident or received a citation in your previous policy term, then this would also explain why your rates nearly tripled.
If you’re looking for cheap car insurance, you can shop for quotes online to find something that’s better for your budget. As a general rule, don’t go for the state-minimum liability coverage, as this typically won’t fully cover expenses in a more severe accident.”

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