Q: Why did my auto insurance rate change when I moved from Arizona to Alabama?
Apr 30, 2021

When I changed my address with State Farm, my rate increased significantly. They said it was because I didn't have enough coverage on my 2014 Dodge Dart. I'm 24, have a clean record, and am expected to pay $300 a month. Did I get ripped off or is this common?

Answer provided by
Emily Maracle

“Every state has a minimum amount of coverage required to legally operate a vehicle on the road. Alabama has higher minimums than Arizona, which is why you most likely saw a rate increase.

Beyond this, there are a variety of factors that influence rates with car insurance carriers. While you may have found affordable coverage with State Farm in Arizona, moving could have changed how they rate your policy.

You should check what the average cost of car insurance is for your state. If you’re currently paying more than that, it may be time to shop around. By shopping around, you can be sure you’re paying the best price for the coverage you need. “

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