Why did my Allstate auto premium increase for no apparent reason?

I have basically been paying the same rate with Allstate for the past few years. With this recent renewal, my policy premium doubled! I haven't had any tickets or accidents. Why would this happen?

“It can be really disappointing when the rate of your policy changes and you aren’t given an explanation. First, give Allstate a call; they should be able to give you an explanation of why your rate changed.
Allstate uses annual mileage as a rating factor. Have you updated the mileage with them recently? If you have been driving more, that could be the reason for the increase.
Another consideration is that if your driving hasn’t changed, then the driving habits of others may be behind the rate hike. If there has been an increase in traffic and claims where you live, Allstate might be rating your zip code differently.
It looks like it might be time to shop for cheap car insurance elsewhere. Downloading the free Jerry app is a great place to start.
Jerry can provide you with competitive quotes in under a minute. Swapping is just as effortless. Jerry takes care of all the paperwork and phone calls and even cancels your old policy on your behalf.
Shannon Martin
Answered on May 14, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.

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