PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Why did I get a letter from the DMV saying there is a lapse of insurance coverage after moving from New York to Texas?
I moved to Texas from New York about a month ago. The day before I moved, I called my insurance carrier and updated my address. Now I have a letter from the NY DMV with a fine! They are saying I have a lapse; how is that possible?
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Every state has its own guidelines about handling your insurance when you move, and New York has the strictest rules in the country.
Once your policy is updated to a new state, the NY DMV is notified electronically that you no longer have New York insurance. If they have not received your license plates, they assume you are driving without
car insurance
and assess a per-day fine. With New York, it is best to work closely with your carrier and follow these steps:
- Have your carrier update only your mailing address to your new state; you will want to keep the New York address listed as the garaging territory.
- Print an ID card for your new state.
- Go to the local DMV and get your new license plate and driver’s license.
- Mail your New York plates to the NY DMV.
- Once you receive the plate surrender receipt, contact your carrier to complete the rest of your address change.
In this case, get in touch with the NY DMV, get their overnight address, and send in your plates right away. “
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
