Insurance companies look at a multitude of factors when determining a price for a customer. This can include age, location, credit score (in some states), driving record, and even reports from prior insurance carriers.
Each carrier rates these factors differently, which is why rates vary from carrier to carrier, and why your State Farm rate might be more expensive than your Allstate quote. Insurance isn’t one size fits all, so there’s a lot that can impact your rate!
Keep in mind: The coverage options, limits, and deductibles you choose will also affect your rates, so be sure to verify the information you submitted for your Allstate quote is correct, and look for any differences in coverage between this and your current policy.
If you feel your current insurance carrier is too expensive, you can switch to another provider: But don’t just limit yourself to Allstate—get car insurance quotes
from multiple carriers. By doing so, you can see what the cheapest rate for you will be. If you’d rather leave the hard work of gathering quotes to someone else, use Jerry
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