Why are AAA's rates so expensive?

I was with AAA and my six-month premium was $1,300. I called Farmers and got a 12-month rate for $1,700. Why is there such a big difference?

Apr 21, 2021
Answer provided by
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Emily Maracle
Answered at Apr 21, 2021
“Every carrier is different, and they rate their policies based on a multitude of factors. Because of this, prices can vary from person to person and carrier to carrier. While AAA’s rates may be expensive for you, they could be extremely affordable for another driver. The same would apply to Farmers.
This is why it’s very important to comparison shop while looking for car insurance. By shopping around, you’re able to compare prices to ensure you’re getting the most affordable premium for the coverage you need.
If you want cheaper car insurance but don’t have the time or energy to shop for quotes yourself, use Jerry. This free app can collect quotes from dozens of top insurance companies in under a minute! “
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