Why am I being quoted such high prices for car insurance when I have no accidents or tickets on my record?

My car insurance quotes in Michigan are really high, even though I've had a license for over five years and I have a clean record. What's going on?

There are a lot of different factors that are used to calculate your quotes, and there are several possible reasons why you’re getting such high prices.
From what you’ve told me, you appear to be a younger driver. People under the age of 25 pay higher rates for car insurance than other age groups because they’re perceived to be very risky to insure.
Furthermore, Michigan has some of the highest car insurance rates in the country due to pricey benefits and elevated rates of fraud and uninsured drivers.
While you may not necessarily qualify for cheap insurance, you may be able to find cheaper rates than what you’re being quoted. You can keep comparison shopping on your own, or you can have Jerry.ai provide you with three competitive quotes in under a minute!
Carol Chung
Answered on Apr 12, 2021

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