PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Why am I being declined for home insurance?
I already have a policy for my current home; why would I keep getting denied for my new home? I am closing on a new home and everything is all set to go except for the insurance policy. For some reason, I keep getting declined for homeowners coverage and I am not sure why.
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The best place to start would be to ask the carriers directly why you are being denied; they should be able to give you an answer.
One reason can be a low credit score. However, since you just qualified for a home loan, I do not think this is the case.
Make sure your realtor has a copy of the home’s prior loss history. It is possible that the home has had several insurance claims, and now insurance carriers deem it a high risk. If this is true, see if a copy of an updated home inspection will allow for reconsideration.
One option that will make things easier for you is to get several home insurance quotes at once. When using free
Jerry
app, you get prices from over 50 carriers delivered to your app within moments.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
.webp&w=384&q=75)
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
