Who pays for the child's car insurance after a divorce?
Our daughter (17) has been on my and my husband's car insurance policy with GEICO for several years. Now that we are separating and getting our own policies, who should cover her?
“I’m sorry, separating finances after a divorce can be quite stressful.
Typically, it’s the spouse who has custody and is receiving child support that will pay for a child’s car insurance after a divorce.
You should also consider where your teen spends the most time driving and whose car they are using. If your daughter spends equal time at both houses, as a licensed driver, she may have to be added to both of your policies.
In any case, both you and your ex will be responsible for insuring your teen driver and making sure she is covered in the event of an accident. Car insurance may be something that can be negotiated in the divorce settlement. so while you may not want to communicate more than necessary, it is an important conversation to have.
Since you may be looking for a new policy, consider using the free Jerry app to help you compare rates from the top 50 companies. Jerry does all the hard work for you, comparing rates, cancelling your old policy, and filling out the paperwork for your new policy. Our goal is to make car insurance less stressful so you can focus on other things, like your new life.”
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