Who pays for repairs when a tree branch causes damage to a car?
My girlfriend's car was parked in my driveway during a bad windstorm. A huge branch fell off my maple tree and trashed her car! I have a high homeowners deductible; do I have to pay it to get her car fixed?
“Don’t worry, damage caused by things like wind, hail, and falling trees is covered by the comprehensive coverage on an auto policy.
Since comprehensive is a no-fault coverage, it is probably best for your girlfriend to contact her auto carrier directly for this claim. She will most likely have a much lower deductible, too! “
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
Can my price change after purchasing an insurance policy online?
I was previously with a carrier through a broker. I had a lapse and decided to request a quote with the same company directly. When I put in my previous policy details online, it gave me a discount. However, when I called to follow up, the agent told me I did not qualify. Will my price change if I purchase it online instead?
Apr 20, 2021
How do student car loans work?
I'm a college freshman and I'd like to buy a car, so I'm considering getting a student car loan. How do these loans work?
Mar 12, 2021
How much should I save up to buy a Honda Accord?
I turn 18 in a few months. I want a Honda Accord since they're reliable, according to my dad. While I have a job, I only make about $900 a month after taxes. I also only have about $400 saved up. How much should I save up so I can buy a car when I turn 18?
May 05, 2021