Who pays for repairs when a tree branch causes damage to a car?

My girlfriend's car was parked in my driveway during a bad windstorm. A huge branch fell off my maple tree and trashed her car! I have a high homeowners deductible; do I have to pay it to get her car fixed?

“Don’t worry, damage caused by things like wind, hail, and falling trees is covered by the comprehensive coverage on an auto policy.
Since comprehensive is a no-fault coverage, it is probably best for your girlfriend to contact her auto carrier directly for this claim. She will most likely have a much lower deductible, too! “
Shannon Martin
Answered on Apr 14, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
4.7/5 Rating on App Store

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free