Who pays for repairs when a tree branch causes damage to a car?

My girlfriend's car was parked in my driveway during a bad windstorm. A huge branch fell off my maple tree and trashed her car! I have a high homeowners deductible; do I have to pay it to get her car fixed?

Apr 14, 2021
Answer provided by
Shannon Martin
Answered at Apr 14, 2021
“Don’t worry, damage caused by things like wind, hail, and falling trees is covered by the comprehensive coverage on an auto policy.
Since comprehensive is a no-fault coverage, it is probably best for your girlfriend to contact her auto carrier directly for this claim. She will most likely have a much lower deductible, too! “
Car Insurance

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies