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Who pays for repairs when a tree branch causes damage to a car?

My girlfriend's car was parked in my driveway during a bad windstorm. A huge branch fell off my maple tree and trashed her car! I have a high homeowners deductible; do I have to pay it to get her car fixed?

avatar
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Don’t worry, damage caused by things like wind, hail, and falling trees is covered by the
comprehensive coverage
 on an auto policy.
Since comprehensive is a no-fault coverage, it is probably best for your girlfriend to contact her auto carrier directly for this claim. She will most likely have a much lower deductible, too! “
Car Insurance
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