Who is covered under my car insurance policy in Colorado?

"Is my boyfriend covered under my policy if he drives my car? I live with my boyfriend and he is a licensed driver but doesn't have a car."

“Typically car insurance follows the car, but if you’re living with someone who is going to be driving your vehicle regularly, it’s always a good idea to add them as a named driver on your insurance policy.
Some insurance companies even require that people you live with be listed on your policy or intentionally excluded.
Keep in mind that your boyfriend will have to undergo the same process of qualification and your premiums may change as a result of adding him to your policy.”
Sophie Newman
Answered on Jul 28, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.

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