Who is at fault for an accident if someone pulls out in front of me?

Is a driver at fault for damage I caused if they pulled out in front of me? I was driving the speed limit and a car pulled out of a driveway in front of me. I swerved to miss them and hit a mailbox instead.

Answer
“Unfortunately, your insurance company will most likely find you liable for the damages to the mailbox.
This damage would be paid for under your property damage liability coverage.
The other person would not be found at fault for the accident unless their vehicle came into contact with your vehicle. Even then, their car insurance company may not accept full liability.
It would depend on:
  • points of impact
  • driver’s statements
If the other vehicle did not come into contact with your car, your insurance company would likely list this as an at-fault accident on your policy.”
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Shannon Martin
Answered on Jul 03, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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