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Which party pays for damage on a leased car?

I got into an accident in my leased car. Who pays for the damage?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Sorry to hear you were in an accident!
If the other party was at fault in your accident, their insurance company should cover the damage to your vehicle.
However, if you’re the at-fault party, your insurance will need to cover the damage. As a stipulation of your lease contract, you’re required to have full coverage car insurance, which will include comprehensive and
collision coverage
. This should cover the damage incurred as a result of the accident.
Be aware that your rates may rise as a result of the accident. If you want to find lower insurance costs, consider shopping around with
Jerry
. Jerry is an insurance broker app that will compare rates from up to 50 providers, so you get the coverage you need at the price you want.
View full answer 
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