Which form of insurance covers a camera stolen from a car?
"Someone broke into my car while it was parked in my garage (the garage door was left open) and stole my camera. Do I file a claim with my home insurance or my car insurance?
Answer provided by
Answered on Apr 05, 2021
“The camera that was in your car is covered under your home insurance policy. If the actual car had been stolen, then you would file a claim with your auto insurance company.
Homeowners insurance covers items stolen from your car as long as the items were not permanently installed or attached in the car. For example, your home insurance will cover the theft of your camera but not a factory-installed car stereo. “
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
What happens if you're late on your car insurance payment?
I just missed a payment on my Camry. I will be paying it, but the payment is going to be late. What's going to happen?
Feb 25, 2021
What are some good tips for a first-time car buyer?
I'm 18 and moving out of my parents' place to attend college. I want to buy a car that I can take with me for a reasonable price. What tips do you have for a first-time car buyer?
Apr 08, 2021
Is renters insurance legally required to install a satellite dish?
"I can't have a satellite dish installed until I get approval from my apartment's management. The management says installation is only possible if I show proof of renters insurance, and I don't have insurance. Is it law that I need renters insurance to have a dish installed? "
Apr 13, 2021