Which company is better for active military, USAA or GEICO?

My wife has USAA and I have GEICO. Both of us are active-duty military. We want to combine our policies and GEICO is a lot cheaper, but my wife insists USAA is better. Is she right?

Answer
“The answer to this question depends on what you value most. Cost is the most important factor for some people, while others may want to stay with an agent or company that they know and trust.
USAA is exclusive to active and retired military and their families, while GEICO is not.
USAA policies offer more discounts and flexibility with their coverage and payment plans than any other carrier due to the nomadic nature of being a service member. USAA is known for its service, but GEICO knows the importance of customer service and is also a top-rated carrier.
Insurance is competitive and excellent service is the advantage that many companies rely on. When getting quotes, make sure you compare the same coverages and go with the carrier that makes you feel most comfortable.”
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Shannon Martin
Answered on Apr 13, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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