companies that may only look back three years for claims and driving history.
Certain state laws may also limit how far insurance companies can look back.
Keep in mind: While these providers may only use a few years of your driving and claims history in their calculations, you shouldn’t count on it. Car insurance providers can (and often do) access up to seven years of your claims and driving history through a shared database called the Comprehensive Loss Underwriting Exchange (CLUE).
If you're worried about how your driving history will impact your insurance rates, it's best to
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