The truth is there isn’t any single best place for refinancing a car loan. The best lender for one person will likely not be the best lender for someone else.
That said, to find your ideal lender, shop around. Unfortunately, lenders run hard credit checks when you put in a loan application—which can lower your credit score. So it’s best to gather all your offers within two weeks.
When you shop around, remember to get quotes from different types of lenders. A bank or credit union may have overall better offers for you than third-party lenders—or vice versa!
For help finding and comparing available lenders, download the Jerry
app. A licensed broker, Jerry helps put users in touch with top lenders. That way, you know your options before you settle on a loan. MORE: Does refinancing a car hurt your credit score?