Where is PIP required?

What states require PIP?

Answer provided by
Emily Maracle
Answered on Jul 06, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“Personal injury protection is required in several no-fault states. They are:
  • Florida
  • Hawaii
  • Kansas
  • Kentucky
  • Massachusetts
  • Michigan
  • Minnesota
  • New Jersey
  • New York
  • North Dakota
  • Oregon
  • Pennsylvania
  • Utah
In these states, the minimum coverage car insurance you’re required to carry includes PIP. As fault isn’t required for insurance companies to pay out claims, having personal injury protection ensures medical expenses are paid for immediately.
While these states require PIP, they all have different minimum requirements. You’ll want to verify with your state’s DMV or car insurance carrier to confirm the amount you’re required to carry.”

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