Where do I get a title loan for a car?

My grandpa gave me a car. It's the only thing I own that's worth anything. Unfortunately, I've had some emergencies come up and I’m struggling. Where do I get a title loan for a car?

Answer
I’m sorry to hear that things have been bad lately. If your name is the only one on the car title, then you can get a title loan for the car from several lenders like:
  • American Auto Title Loan
  • Auto Cash USA
  • Loan Center
  • Loan Mart
  • Max Cash Title Loans
  • TitleMax
You must, however, live in a state where title loans are legal.
Title loans have high-interest rates and short terms that many states consider predatory. So you’ll always want to do your research before borrowing from a lender offering title loans. If possible, you should also explore other options first:
  • PAL: Credit unions often offer these. They’re similar to payday loans without predatory terms.
  • Personal loans: Available through banks or credit unions
  • Cut costs on other expenses: Look into saving money on expenses like your car insurance.
An easy way to save money on your car insurance is with the Jerry app. With Jerry, you’ll be able to compare quotes from 50+ top insurers. As a result, our users save an average of $879 a year!
Lauren Smith
Answered on Dec 01, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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