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Where do I get a title loan for a car?

My grandpa gave me a car. It's the only thing I own that's worth anything. Unfortunately, I've had some emergencies come up and I’m struggling. Where do I get a title loan for a car?

avatar
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear that things have been bad lately. If your name is the only one on the
car title
, then you can get a title loan for the car from several lenders like:
  • American Auto Title Loan
  • Auto Cash USA
  • Loan Center
  • Loan Mart
  • Max Cash Title Loans
  • TitleMax
You must, however, live in a state where title loans are legal.
Title loans have high-interest rates and short terms that many states consider predatory. So you’ll always want to do your research before borrowing from a lender offering title loans. If possible, you should also explore other options first:
  • PAL: Credit unions often offer these. They’re similar to payday loans without predatory terms.
  • Personal loans: Available through banks or credit unions
  • Cut costs on other expenses: Look into saving money on expenses like your car insurance.
An easy way to save money on your car insurance is with the
Jerry
app. With Jerry, you’ll be able to compare quotes from 50+ top insurers. As a result, our users save an average of $879 a year!
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