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Where do I get a loan on my car title?

I've heard about loans that use your car title, but I can't figure out where to find them. I’ve checked with my credit union and they don’t offer them. Where do I get a loan on my car title?

avatar
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Finding a car title loan can be difficult depending on where you live, especially since they aren’t available through traditional lenders like banks or credit unions. If you’d like a
car title
loan, you’ll want to look into companies like:
  • Max Cash Title Loans
  • Loan Mart
  • TitleMax
  • Auto Cash USA
  • American Auto Title Loan
  • Loan Center
Title loans are short-term loans with high-interest rates that generally put people deep into debt. Because of this, they are illegal in many states. Even if your state allows title loans, consider other options first. Alternatives to explore are:
  • PAL: A payday loan that credit unions usually offer to members.
  • Personal loans: Offered by banks or credit unions. If you have bad credit, consider getting a
    cosigner
  • Save where you can: Check where you can save with other expenses, like your
    car insurance
    .
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