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Where do I file an insurance claim after crashing my rental car out of state?
"I crashed my rental car into a tree while driving in a different state. I had to go to the hospital and I have bills for that.
Where do I file claims for the damages and my medical bills? I have car insurance, health insurance, and some rental coverage through my credit card. "
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Whenever you are injured in an accident, your car insurance coverage is primary and your health insurance coverage is secondary.
Depending on what coverage you have on your car insurance, you may not need to go through your health insurance. If you have
medical payment coverage
or personal injury protection (PIP), this will help cover your medical bills. You can then send anything your car insurance doesn’t cover to your health insurance company.
For any damage to the vehicle, you’ll need to reach out to your credit card company and car insurance company. If you have
collision car insurance
with either company, you may be able to submit a claim for the damage. Without collision coverage, you may be required to pay for the damages out of pocket.
“
View full answer
- Gregory R.
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