There are plenty of lenders that specialize in refinancing, but your best option is to first check with your current lender. After a certain amount of time, most lenders will consider refinancing your loan as long as you’ve been making payments on time. And since you’re already a borrower with them, you may have a better chance at getting a great refinancing rate.
But even if you like the rate your current lender is offering, it never hurts to shop around. Comparison shopping for refinancing rates is the best way to ensure you’re saving the most money possible.