If you are able to, you can always adjust or remove coverage. If you’re required to have full coverage, you could consider raising your deductible. Both of these will reduce your insurance rates.
Another way to find cheaper coverage is to look at other carriers. When you shop around, you can be sure you’re paying the best price for the coverage you need.
You can also check with carriers or your current carrier to see if you’re eligible for any additional discounts.”