Where can I get a loan using my car title?

I don't have a lot of assets, but I do own my car. Unfortunately, I've had many unexpected expenses crop up and need help. I’m considering a title loan. Where I can get a title loan?

Answer
I’m sorry to hear about all of the unexpected expenses. To get a loan specifically using your car title, you are looking for a lender who offers title loans.
You can get a loan using your car title from local or national companies. National companies include:
  • Max Cash Title Loans
  • Loan Mart
  • Loan Center
  • TitleMax
  • American Auto Title Loan
  • Auto Cash USA
Because title loans are often considered predatory and illegal in several states, make sure to read reviews and research before agreeing to a title loan. Places to research are:
  • The Better Business Bureau
  • Your local Attorney General’s office
  • Your local banking or financial regulation department
Always check that a lender is registered. If they aren’t, don’t borrow from them.
Try to save title loans for emergency-only situations. If you need help, consider checking with your local community programs to see if you can get assistance from a nonprofit, getting another type of loan with a cosigner, or seeing where you can save on your expenses.
One place to save is with your car insurance. Download the Jerry app, and you’ll be able to compare quotes from 50+ top insurers. If you aren’t getting the best deal, we’ll help you switch over and save.
Lauren Smith
Answered on Dec 01, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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