Where can I get a loan against my car title?

I need a quick, emergency loan and have bad credit. I own my car and have the title. Where can I get a loan against my car title?

Answer
I’m sorry, I’m sure you’re feeling incredibly stressed right now. Since you own your car and have the title, you can get a title loan using against your car title from local and national lenders like:
  • Max Cash Title Loans
  • Loan Mart
  • Loan Center
  • TitleMax
  • American Auto Title Loan
  • Auto Cash USA
While there are national lenders, title loans are not available in every state. Many states have outlawed them due to their high interest rates and short terms.
Since title loans are considered predatory and the lender can repossess your car, always research a company before signing an agreement. You can check with:
  • The Better Business Bureau
  • Local Attorney General’s office
  • Local banking or financial regulation department
When money is tight, it can help to review your expenses, including your car insurance. By downloading the Jerry app, you can compare quotes from 50+ top insurers. Jerry customers save an average of $879 a year!
Lauren Smith
Answered on Dec 01, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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