Where can I find the best car insurance rates for a 22-year-old in Oregon?

I'm thinking of buying a new Toyota Highlander as my first car, but I'm shocked by how much insurance is. I'm 22, I live in Oregon, and I've never had a speeding ticket or accident.

Answer provided by
Eric Schad
Answered on Apr 23, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“Oregon is in the middle of the pack as far average car insurance rates go. The problem for you is that you’re under 25. Once you reach 25, your rates can start to drop to more affordable levels.
If you’re financing the Highlander, the reason that you’re probably getting shocked by the price of car insurance is that you need full coverage.
This means that instead of getting liability insurance only, you also have to add collision insurance and comprehensive insurance to your policy. This can raise your rate substantially, along with your age.
To find the best rates, you have to shop around. Get quotes from at least three to five carriers for full coverage and see who offers the best price.
If you want cheap car insurance quotes fast, go to Jerry. A licensed broker that offers end-to-end support, the free Jerry app gathers affordable quotes, helps you switch plans, and even cancels your old policy for you.”

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies