Where can I find insurance for my '64 Mustang?

What is the best way for met to get an undriveable classic car insured? I am fixing up a 1964 Mustang convertible. Right now, it is in pretty bad shape and it will take a few years for it to be in classic condition. Currently, it is more of a box of rust with a motor.

Answer provided by
Shannon Martin
Answered on Jul 09, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
“Good luck with your project car, I’m sure it will be beautiful when it is done!
With the vehicle in its current state, you can get coverage with any car insurance company. A liability-only policy would be best since the car’s actual cash value would be extremely low at this point.
The best way to find the lowest premium would be to price your options for car insurance online.
Once the Mustang is fully restored, you will want to look into classic car coverage. Classic coverage will allow you to insure the vehicle for its appraisal value rather than actual cash value.
To establish the appraisal value, collect all of your repair receipts and contact a local appraiser specializing in Mustangs. When the appraisal is complete, submit the paperwork to your insurance company.”

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