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Where can I buy a commercial policy for my pickup?
I am not familiar with commercial auto policies and need to find one for my truck. I have a new-to-me 2015 Ford F-450. My auto insurance company said it was too big for a standard policy and needed commercial insurance. I have my own handyman business, and I just haul tools and a few supplies back and forth. I am not sure where to start.
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Commercial insurance policies are slightly different from a private passenger auto policy, but you can buy one from a familiar place:
Progressive
! Progressive writes commercial auto policies in all 50 states, excluding D.C.Even though you are a one-man operation, due to the nature of your employment and size of your truck, you don’t qualify for a standard auto policy. Any vehicle with a load capacity greater than one ton is considered commercial.
Here are some of the additional benefits you will have with a commercial policy:
- Coverage to drive clients or future employees around
- Coverage to transport goods and equipment
- Automatic coverage for towing a trailer that has less than 2000 pounds gross vehicle weight
If you want help shopping for the right commercial policies for your business, try using the
Jerry
app. Jerry compares rates from the top companies and delivers the best deals to your phone in minutes for free.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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