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When is it too late to get renters insurance?
I moved out into my first apartment earlier this year and have forgotten to purchase renters insurance. It’s been just over 6 months since I moved in. When is it too late for me to purchase renters insurance?
Claire Beaney · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
First of all, congratulations on moving into your own apartment!
Secondly, I’m happy to report that it’s never too late to purchase renters insurance. Purchasing it now just means it won’t cover any pre-existing conditions your apartment may have incurred since you moved in.
Renters insurance is an easy way to make sure you and your property are protected from any theft, damage, or loss. While it’s not legally required, it is highly recommended.
You can choose from two types of renters insurance: one that covers
actual cash value (ACV)
and one that covers **replacement value. ACV guarantees you’ll receive money directly based on the value of the item, while replacement value will cover new items of similar kind and quality to the original.It’s even possible for you to bundle your choice of renters insurance with an auto insurance policy! And if you’re looking for the most affordable insurance quotes quickly, then check out the
Jerry
app.After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to.
Hope you found this helpful!
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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