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When is a good time to lower the coverage on my auto policy?
When is a good time to lower my coverage limits? My vehicle is a 2015 Jeep Compass and my policy limits are 100/300/50. I have had the same coverage on this policy since the day I bought the Jeep six years ago.
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“You can do a policy review at any time. Usually, the best time is if you have had any life changes like moving or getting married.
The only change you would want to make is to increase the limits if you feel that they will not offer enough protection to your current assets.
If you still have full coverage on your Jeep, you may want to keep that as well.
If you are looking for a way to lower the rate of your policy, check with your carrier about increasing your comprehensive and collision deductibles. This can be a great way to save without losing any coverage.”
View full answer
- Gregory R.
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