When I get renters insurance for a property, does the insurance company contact the landlord to let them know that coverage has been initiated?
"I need to get insurance as a condition of my lease, but I'm wondering if I have to confirm with my landlord that I have insurance myself, or if the insurance company will do this for me."
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Answered on Jun 16, 2021
Savannah Grabek is an expert in Personal Lines insurance. She has 5 years experience in the insurance industry. Savannah began her carrier working with just property insurance and is now tenured in all personal line including home, auto, motorcycle, boat and umbrella. She previously worked for GEICO and has now been working with Jerry insurance for the past year. Savannah lives in New York with her son, fiancé, and puppy Bear. In her free time she enjoys spending quality time with her family and hiking with her dog.
“The only time your insurance company would contract the landlord is if the landlord is listed as an “interested party” or “”additional interest”” on your policy. As the name implies, this basically means that this person has an interest in your policy. They will be notified if the policy is changed, renewed, or canceled.
It is common for landlords to require that they be listed on the policy in this way, because they will be automatically notified about changes to your policy.”
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