"When does a car insurance policy’s coverage begin? "

I got into an accident on the way home from buying my car. I was planning to purchase insurance when I got home. The wreck happened about two hours ago. Will I still be covered if I buy insurance now?

Apr 19, 2021
Answer provided by
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Johnny Puckett
Answered at Apr 19, 2021
“An auto insurance policy will take effect as soon as you purchase it and not a minute before. This means that if you purchased a car insurance policy at 4:59 p.m. but got into an accident at 4:58 p.m., the damages would not be covered. And lying about when an accident took place is considered fraud.
Unfortunately, this time, as an uninsured motorist, you’re on the hook for damages in the accident. Next time, you should get insurance before leaving with your new vehicle to avoid getting in another predicament such as this.
If you’re still looking for insurance, get Jerry. Signing up is free and quick, and the app can find you affordable quotes from dozens of top companies.
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