When do you need to file a police report in Alabama?

I recently was in an accident and I'm not sure if I need to file a police report. My car was damaged and I also had to go to the hospital for minor injuries. Do I need to file a report?

Answer
“An accident can be a stressful time, especially when you’re injured and your car is damaged. In this situation, you definitely want to file a report.
In Alabama, you must file a report within 30 days of the accident if injuries occur or property damage exceeds $250. Failure to do so can result in a suspension of your license.
Regardless of the amount of damage done, calling the police after an accident is beneficial. Filing a police report can determine fault and also assess the damage. Police can also ensure that the other driver has car insurance and provides you with correct information.
If you aren’t legally required to file a police report and choose not to, take photos of all damage, exchange information with the other driver, and call your insurance company. Keep any receipts or documents relating to any medical expenses or repair work as well.
Have you been at fault in a few recent accidents? You may want to consider adding collision coverage to your car insurance. As an insurance broker, Jerry allows you to compare rates and choose the best coverage at the right price.”
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Emily Maracle
Answered on Aug 18, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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