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How long does it take for speeding tickets to show up on your insurance?

I had a speeding ticket last week and I wanted to know, when will it impact my insurance policy? Do I need to tell my agent about the ticket or will the DMV let him know?

avatar
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
A speeding ticket will usually show up on your
car insurance
 within six to 12 months from the time you received it. If your policy just renewed, you’ll likely see your rates impacted by the ticket at your next renewal.
Each insurance carrier is responsible for requesting updated driving records for their customers—it’s not your responsibility to inform your provider of any
citations
 you’ve received. The length of time it takes for a ticket to impact your insurance premiums will depend on how often your insurance provider runs motor vehicle reports on their customers. 
It will be clear when your provider has gotten wind of your ticket, as you’ll see your rates increase by about 25%. 
Factors that could affect your rate increase:
  • Your insurance company
  • Your prior
    driving record
  • Where the ticket was issued
  • How many miles over the speed limit
MORE:
How is car insurance calculated?
Car Insurancespeeding ticketsInsurance Agents
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