When do I need to add my spouse to my auto insurance?

Should I add my spouse to my auto policy before or after the wedding? We will be getting married in three months and I would like to take care of as much of the paperwork ahead of time as possible. Can I make the update now?

Answer
“You can update your car insurance ahead of time. However, the change is dependent on the situation.
Do you and your future spouse currently live in the same household? If so, then yes! You can update them and their vehicle. The relationship status would be listed as fiance for both of you until you are married.
If you currently live in separate locations, you should update the policy once you live together.
After the wedding, the only changes needed are to update the relationship status to married and any name changes if applicable. If either of you plans to change your name, update your Social Security card and driver’s license first. Then, contact your insurance company.
Your name and ID card should match to avoid any potential issues with authorities if you ever need to present your information.
Big life changes like getting married are a perfect time to re-evaluate your insurance needs.
Downloading a comparison tool like the Jerry app can help make this process easier. Jerry collects the lowest auto and home quotes from over 50 providers and brings the lowest available rates right to the app on your phone.
Congratulations and enjoy your new life together!”
Shannon Martin
Answered on Oct 05, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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