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What's the point of having car insurance if my premium goes up when I use it?
A few months ago, I was in a car accident where I was at fault. Since then, my premium has gone up. What was the point of having car insurance?
Emily Richey · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Paying for car insurance means that you don’t have to foot the bill after an accident. Essentially, you’re protecting yourself from financial loss and hardship.
Furthermore, car insurance isn’t just about protecting yourself—it’s about protecting other people as well.
Since you were at fault for the accident, your insurance paid for the other party’s property damage and medical expenses. Without
car insurance
, that money would come right out of your own pocket.It can be frustrating when your premium goes up after making a claim, but there is a solution. If you want to save money on car insurance with a cheaper plan, the
Jerry
app is a good place to start. A licensed broker, Jerry does all the hard work of finding the cheapest quotes from the top name-brand insurance companies and buying new car insurance. Jerry will even cancel your old policy for you.
“
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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