What's the most popular credit bureau for car loans?

I want to get a car loan, but my Experian report has some derogatory remarks. Is this the bureau that most lenders use? If not, which bureau is more popular?

Answer
In order of popularity, the most common credit bureaus used by lenders are Experian, Equifax, and TransUnion. While some lenders prefer just one, many use multiple credit reports to more accurately assess a candidate’s financial fitness to take on a car loan.
Since Experian is the most popular credit bureau with lenders, you’re definitely going to want to take care of your derogatory marks. Pay them off, dispute them, or do whatever you need to do to get them resolved or removed.
However, you shouldn’t stop there. Making sure all of your credit reports are unblemished or at least free of errors or delinquent accounts is essential to your success in getting a car loan. (This is your cue to pay off the Macy’s card you forgot you opened or that power bill sitting on your counter.)
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Eric Schad
Answered on Oct 20, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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