Homeowners insurance covers you for a home that is both owned and occupied by the same person. If you own a home but rent it out to others for a fee, that is when you’d need landlord insurance. Landlord insurance is typically a little more expensive due to the risks and unknowns of a tenant living in the home. It also typically does not cover personal property since the owner would not be occupying the home.
What's the difference between homeowners insurance and landlord insurance?Answered by Home Insurance, Car Insurance Expert Alexah on January 20, 2021
I have home insurance on a place that I'm thinking of renting out. What differences are there, if any, between homeowners and landlord insurance?
Home Insurance, Car Insurance Expert
Have an insurance question?
Our insurance agents are ready to help you, for free.