PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
What's the difference between bodily injury liability and personal injury protection in Florida?
Do I need both bodily injury and personal injury on my car insurance? Do they cover the same thing?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Bodily injury liability coverage
is a form of liability insurance that covers the injuries of others if you’re at fault in an accident. Personal injury protection, on the other hand, covers you or your passengers injuries regardless of fault.In Florida, you are required to carry personal injury protection and
property damage liability
. In most situations, bodily injury liability is optional, but it's still a good idea for most drivers to purchase some. If you choose to not carry bodily injury liability, you would be required to pay out of pocket for another party’s injuries if you’re at fault. Without bodily injury liability coverage, a single car accident could land you in tens of thousands of dollars in debt.
You can never be over insured. If you can afford it, it is beneficial to carry bodily injury liability in addition to personal injury protection.
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
