What's the difference between bodily injury liability and personal injury protection?
I think I have both, but what is the difference between the two?
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Answered on Jul 03, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.
“Bodily injury liability refers to the protection for other parties in case of an accident where you, the policyholder, are at fault.
Bodily injury is required as part of liability insurance in most states.
Personal injury protection (PIP), on the other hand, covers the policyholder and their passengers, even if they don’t have medical insurance.”
MORE: Types of Insurance
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