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What's the difference between bodily injury liability and personal injury protection?

I think I have both, but what is the difference between the two?

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“
Bodily injury liability
 refers to the protection for other parties in case of an accident where you, the policyholder, are at fault.
Bodily injury is required as part of
liability insurance
 in most states.
Personal injury protection (PIP)
, on the other hand, covers the policyholder and their passengers, even if they don’t have medical insurance.”
MORE:
Types of Insurance
Personal Injury Protection (PIP)Types of InsuranceBodily Injury
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