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What's the best season to change my car insurance?
What month is the cheapest to change car insurance? I'm thinking of switching my policy or company—I’d love to save some money if possible.
Hana Sabah · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
While there isn’t a particular month that is cheapest, autumn is the most affordable season to change your car insurance!
Here’s a little insight on how autumn works in your favor:
- Vacation time: Summer is when most people take a few weeks off, and insurance agents are no exception. By autumn, companies should be fully staffed again, with agents available to provide you with more information and coverage options.
- Budget adjustments: Summer means road trips, vacations, and adventuring, while fall tends to come with more practical responsibilities (like going back to school or making holiday plans with family). So after splurging during the summer, fall is an excellent time to check up on your coverage and insurance expenses.
- Special offers: Insurance providers are aware more clients are shopping for cheaper coverage in the fall, making this the time to find discounts. Look for seasonal discounts— and, of course, Black Friday deals.
If you’re looking for great prices, use the
Jerry
app. It does all the hard work of finding suitable coverage with lower prices in seconds (no matter the season).View full answer
- Gregory R.
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