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What's the best insurance for modified cars?
What's the best policy for my modified vehicle? I have a retrofitted vehicle and want the best insurance coverage.
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“As
car insurance companies
are all unique, there isn’t one specifically for modified or retrofitted vehicles, but don’t worry! You still have plenty of options for coverage.You’ll first want to make sure you have
comprehensive coverage
and collision coverage
. Both will protect your vehicle from damage and theft.You’ll also need a policy with custom parts and equipment coverage. Custom parts and equipment coverage ensures that specialty modifications are covered. Typically this coverage covers modifications and parts up to $5,000.
You may also want to look into getting
sound system coverage
if you have an expensive stereo system.To find the best company for you, comparison shop. As every company is different, you’ll want to shop around to see what coverage is available for your vehicle.
If you’d rather leave the hard work of gathering quotes to someone else, use the
Jerry
app. Jerry collects quotes from up to 50 top insurance companies and delivers the best deals to your phone in minutes for free.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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