What's the average cost of home insurance in Utah?

Answered by Home Insurance, Car Insurance Expert Shannon on April 2, 2021

I'm buying a home in Park City. I want to know what the average cost of home insurance is so I don't overpay.

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Home Insurance, Car Insurance Expert

We all want to make sure we aren’t overpaying for insurance. Often we ask ourselves, “What should I be paying? What are others paying?” Insurance is so tailored to the individual and the property covered that any average price estimate might give you a false sense of what you should be paying. The rate of home insurance is based on factors like zip code, credit, loss history, square footage, building materials, and so much more!

According to research, Utah’s average can range from $642 to $1,378 (a huge difference, I know!). But if your home is bigger or smaller than average, has more or fewer bathrooms than average, has had more or fewer prior claims than average, etc., then your price won’t be in that average range.

The best way to find the right price for your insurance is to get several quotes from different insurance agencies and select the one that best fits your needs.

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