rates—age, location, driving record, credit score, marital status, etc.—that it’s pretty much pointless to give you an average figure.
Your rate could diverge wildly from the average based on, say, your choice of truck or your prior claims history.
If you want to pay the most affordable rate for car insurance while still getting good coverage, you have to shop around and compare rates. Don’t assume that any one carrier offers the cheapest price.
Also, ask about potential discounts. You could get a lower rate if you bundle your auto and home policies, for example, or if you pay your entire premium at once.
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.