What's the average car insurance rate for a new truck in Kentucky, assuming you've been driving for over 10 years and have a clean record?

I'm planning to buy a new truck soon. How much can I expect to pay for car insurance with my record in Louisville, Kentucky?

There are so many variables that go into determining car insurance rates—age, location, driving record, credit score, marital status, etc.—that it’s pretty much pointless to give you an average figure.
Your rate could diverge wildly from the average based on, say, your choice of truck or your prior claims history.
If you want to pay the most affordable rate for car insurance while still getting good coverage, you have to shop around and compare rates. Don’t assume that any one carrier offers the cheapest price.
Also, ask about potential discounts. You could get a lower rate if you bundle your auto and home policies, for example, or if you pay your entire premium at once.
Carol Chung
Answered on Apr 12, 2021

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