What's the average car insurance rate for a new truck in Kentucky, assuming you've been driving for over 10 years and have a clean record?
I'm planning to buy a new truck soon. How much can I expect to pay for car insurance with my record in Louisville, Kentucky?
There are so many variables that go into determining car insurance rates—age, location, driving record, credit score, marital status, etc.—that it’s pretty much pointless to give you an average figure.
Your rate could diverge wildly from the average based on, say, your choice of truck or your prior claims history.
If you want to pay the most affordable rate for car insurance while still getting good coverage, you have to shop around and compare rates. Don’t assume that any one carrier offers the cheapest price.
Also, ask about potential discounts. You could get a lower rate if you bundle your auto and home policies, for example, or if you pay your entire premium at once.
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
Do I still need full-coverage auto insurance if I've paid off my car loan in full?
I just paid off my car loan in full. I want to save money on insurance, but I'm not sure if I can change my coverage to something cheaper.
Apr 27, 2021
How can I help my friend become an insured driver on my spare car?
I want to let my friend drive my extra car, but my insurance carrier won't add her due to her driving record. Should she get a non owners policy?
May 06, 2021
Can a dealership submit a loan application on your behalf without your permission?
I signed up for financing through the dealership, as they work with local credit unions. However, I'm seeing numerous hard inquiries on my credit score. Can a dealership submit a loan application without your approval?
May 05, 2021