What's better: a car warranty's roadside assistance or a separate plan?

"Do I need another plan or should I add it to my car insurance? My new Honda Fit offers roadside assistance with the warranty."

Answer provided by
Emily Maracle
Answered on Jul 28, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“The best way to determine if you need an additional roadside assistance plan is to look at your current benefits. Every plan differs, so you may find that your car’s warranty plan is lacking a service you may need.
For example, Honda’s towing service will tow your vehicle to the nearest Honda dealership. They have additional benefits as well. This includes lockout service, flat tire repair, and trip interruption.
However, Honda’s roadside assistance program is only good for 3 years. They also don’t have an app to request service; you’re required to call them directly.
Most car insurance carriers charge a reasonable fee for roadside assistance. You’ll normally be able to add it to your policy for around $25 a term.
If you think you’ll need more benefits and can afford it, there’s no harm in adding additional roadside assistance to your car insurance.”

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