Services
PriceProtect™
DriveShield™
GarageGuard™
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Home Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Recent Studies
Comprehensive Data Reports
Reviews
About
FAQ
MenuIcon
BACK

What's an acceptable credit score for my cosigner on a car loan?

"What credit score does a cosigner need to have in order to help me get approved for a car loan?

I have no credit history but my credit union told me they'd approve my loan with a cosigner with decent credit."

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“If you want to get approved for a
new car
 loan, chances are your cosigner will need average credit, which is typically around 660 or higher.
This won’t get you a good car loan rate, but it might grant you approval.
Call your lender and ask them what is an acceptable
credit score
 and how to get the best rate.
Then, find a trusted cosigner and apply for your loan.”
MORE:
What Is a Good Downpayment for a Car?
Car LoansCredit ScoreCosignersCar Loan
View full answer 
Jerry user testimonial avatar
rating primary
“My experience with Jerry has been absolutely incredible. It took my car insurance from about $400/month to about $80. The entire experience is seamless.” - Gregory R.
Lower my car insurance too
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

card cover

How Much Does a Cosigner Help on Auto Loans?

A cosigner can help you secure better loan terms, and can also be the difference between getting approved for a car loan and being declined.
avatar
Jessica Barrett
card cover

A Guide On Getting a Car Loan with Bad Credit

This is a guide on how to get a car loan with bad credit. Although you might find yourself with unfavorable loan terms, chances are you can still get a loan with bad credit. Here's how.
avatar
Jacoba Bood
card cover

A Guide to Car Loans for Young Drivers

Young drivers face unique challenges when getting a car loan but can improve their chances with good credit, a cosigner, and opting for a smaller lender.
avatar
Sarah Gray

Read Advice From Car Experts At Jerry

card cover

The Best Baton Rouge Towing Service

Looking for the best Baton Rouge towing service? Check out our picks for the five best towing services in Baton Rouge.
avatar
David Ghanizadeh-Khoob
card cover

2015 Jeep Cherokee Engine Oil Capacity

Not sure how to find 2015 Jeep Cherokee engine oil capacity? We’ve got all the specs your owner’s manual has—plus some extra tips.
avatar
Kara Vanderbeek
card cover

Reasons a Speeding Ticket Can Be Dismissed

A speeding ticket can be dismissed for many reasons, including faulty radar guns, incorrect ticket info, or simply because it’s your first offense.
avatar
Jacqulyn Graber

What Others Are Asking

How much does a V6 Mustang turbo kit cost?
I’m kind of new to the world of car mods. I have a Mustang I want to customize, but I don’t know how much money I should set aside for what I have in mind. How much does a V6 Mustang turbo kit cost?
avatar
Melanie Mergen
How old do you need to be to rent a car in Montana?
I have about a month of PTO built up that I lose if I don’t take it. Because I have so much time, I’m going to explore the entirety of Montana. I’m only 24, so I’m not sure if I’m old enough to rent a car—what age do you need to be to rent a car in Montana?
avatar
Eric Schad
What does a Texas driving permit look like?
I work at a liquor store and have to check licenses to ensure I’m not selling drinks to minors. I know people over 21 can have learner’s permits, but just so I am aware, what does a Texas driver’s permit look like?
avatar
Eric Schad
Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

    Insurance In Your City

    Easiest way to compare and buy car insurance

    √
    No long forms
    √
    No spam or unwanted phone calls
    √
    Quotes from top insurance companies
    Find insurance savings
    Car Insurance by Make
    Audi
    BMW
    Dodge
    Ford
    GMC
    Honda
    Hyundai
    Jeep
    Kia
    Lexus
    Mercedes-Benz
    Mitsubishi
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Model
    Chevrolet Silverado
    Chevrolet Malibu
    Ford Escape
    GMC Sierra
    Honda Accord
    Honda Civic
    Hyundai Tucson
    Jeep Cherokee
    Jeep Wrangler
    Kia Forte
    Mazda 3
    Nissan Altima
    Subaru Outback
    Subaru Crosstrek
    Toyota Camry
    Toyota Corolla
    Toyota Tacoma
    Toyota Highlander
    Toyota Rav4
    Volkswagen Jetta
    View all
    Car Insurance by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Insurance by City
    Austin, TX
    Boston, MA
    Charlotte, NC
    Chicago, IL
    Columbus, OH
    Dallas, TX
    Denver, CO
    Houston, TX
    Indianapolis, IN
    Jacksonville, FL
    Las Vegas, NV
    Los Angeles, CA
    Nashville, TN
    New York, NY
    Philadelphia, PA
    Phoenix, AZ
    Portland, OR
    San Antonio, TX
    San Francisco, CA
    Seattle, WA
    View all
    Car Loan by Make
    Audi
    BMW
    Chevrolet
    Ford
    GMC
    Honda
    Hyundai
    Kia
    Lexus
    Nissan
    Mercedes-Benz
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Company
    AAA
    Allstate
    Aspire Advantage
    Assurance America
    Bristol West
    Commonwealth
    Dairyland
    Encompass
    Infinity
    Kemper
    Mapfre
    Mercury
    National General
    Nationwide
    Plymouth Rock
    Progressive
    Safeco
    State Auto
    Travelers
    Car Loan by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Repair by Service
    AC Compressor Replacement Cost
    Battery Replacement Cost
    Fuel Injector Replacement Cost
    Fuel Pump Replacement Cost
    Ignition Coil Replacement Cost
    Oil Change Cost
    Oil Pan Replacement Cost
    Power Steering Fluid Service Cost
    Rotate Tires Cost
    Spark Plugs Replacement Cost
    Timing Belt Replacement Cost
    Valve Cover Gasket Replacement Cost
    Water Pump Replacement Cost
    Wheel Bearings Replacement Cost
    View all