What's adequate liability coverage for a vehicle in Texas?

I'm active military who is moving from South Carolina to Texas. I found that minimum state coverage is 30/60/25, but even the state's website says that this may not be adequate coverage. What's a decent amount of liability coverage in Texas if I want to go with GEICO or Progressive?

Answer provided by
Eric Schad
Answered on Apr 22, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“As you mentioned, 30/60/25 liability insurance is the state-required minimum, but it’s far from satisfactory. Realistically, you should consider at least 100/300/100, and maybe even 250/500/250 liability insurance.
As far as GEICO and Progressive go, both offer military discounts that can lower your bill.
But most active or retired military tend to use USAA. They offer competitive rates that may be more affordable.
Make sure to get car insurance quotes online to secure the best premium.”

Did this answer help you?

Ask us a question by email and we will respond within a few days.

Have a different question?

You can meet us at our office and discuss the details of your question.

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies