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What's adequate liability coverage for a vehicle in Texas?

I'm active military who is moving from South Carolina to Texas. I found that minimum state coverage is 30/60/25, but even the state's website says that this may not be adequate coverage. What's a decent amount of liability coverage in Texas if I want to go with GEICO or Progressive?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“As you mentioned, 30/60/25
liability insurance
is the state-required minimum, but it’s far from satisfactory. Realistically, you should consider at least 100/300/100, and maybe even 250/500/250 liability insurance.
As far as
GEICO
and
Progressive
go, both offer military discounts that can lower your bill.
But most active or retired military tend to use
USAA
. They offer competitive rates that may be more affordable.
Make sure to get
car insurance quotes online
to secure the best premium.”
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