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What's a realistic monthly payment on a Lamborghini?

I want to buy a Lamborghini, and although I have the cash to pay for it, I'd rather have that cash on hand and finance the car. What can I expect a monthly payment to cost for a Lamborghini?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
The terms of financing a Lamborghini can vary greatly from lender to lender. Some lenders, for example, may require a
down payment
while others may not. Your interest rate will likely change based on the lender, as well, along with the length of your loan term.
For example: Let’s say you’re looking at the following vehicle and loan terms: 
  • Sale price of 2021 Lamborghini Urus ($218,009)
  • 60-month (5 year) loan term
  • 3.49% interest rate
  • 10% down payment ($21,800.90)
Subtracting your down payment from the vehicle’s sale price will leave you with the amount you’re financing on your loan—in this case, $196,208. That means your monthly payment will be $3,568 a month.
However, your monthly payment could increase if: 
  • Your
    interest rate
    rises
  • You shorten the length of the loan
  • You make a smaller down payment
Likewise, doing the opposite (increasing the length of your loan term, putting more money down, etc.) can lower your monthly payment. 
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