What's a realistic monthly payment on a Lamborghini?

What can I expect my monthly payment to be on a Lambo? I want to buy a Lamborghini, and although I have the cash to pay for it, I'd rather have that cash on hand and finance it.

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Eric Schad
Answered on Jul 13, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“The terms of financing a Lamborghini will vary greatly from lender to lender.
Some lenders may require a down payment, while others may not. Your interest rate will likely change based on the lender, as well as how long you plan to finance the vehicle.
As an example, let’s look at this situation:
  • Sale price of 2021 Lamborghini Urus ($218,009)
  • 60-month term
  • 3.49% interest
  • 10% down payment ($21,800.90)
Take the down payment out of the sale price to get $196,208.10. That’s how much you’ll need to finance.
If you plug the numbers in, your monthly payment will be $3,568 a month.
This payment will go up if:
  • your interest rate rises
  • you shorten the length of the loan
  • you make a smaller down payment
Doing the opposite will cause the payment to go down.”
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