What's a good amount of car insurance coverage in Texas?

I just moved from Vermont to Texas, and I'm registering my car in Texas. Before I can register the car, I need auto insurance. In Vermont, I had the bare-minimum coverage, but I want to protect myself as I'm living in a busy area of Dallas.

Answer
“Let’s start with some good news. Vermont has higher car insurance minimums than Texas. This means from a financial standpoint, you likely won’t get much sticker shock, even if you take out a policy with higher limits in Texas.
Most people get at least 100/300/100 coverage on their car insurance. Such a policy covers:
  • $100,000 for bodily injury liability per person
  • $300,000 for bodily injury liability per accident
  • $100,000 for property damage liability per accident
With this type of coverage, you’ll probably have enough so you won’t end up paying out of pocket if you’re at fault in an accident.
As with any car insurance policy, make sure to get quotes on the free Jerry app to find the best rates from some of the top providers in the country.”
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Eric Schad
Answered on Apr 22, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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